We help lenders identify the risks and secure their lending to facilitate a smooth but safe transaction for all parties involved.
Secured Lending & Banking
Spector Constant & Williams have extensive experience acting for lenders in both the residential and commercial property sector. We specialise in acting for lenders on high value and complex transactions. We help identify the risks and secure their lending to facilitate a smooth but safe transaction for all parties, but at the same time we apply our usual pragmatic and expedient approach.
We act for clearing and private banks, bridging lenders, mezzanine finance providers, private funds, commercial banks and other lenders.
We advise lenders on all banking and funding facilities, debt and debt security. Our team has extensive experience in all forms of security over all types of assets, working together with our property teams to provide a comprehensive service.
With significant investment into the UK coming from abroad and in particular the Middle East, we are aware of the growing importance of Islamic Finance.
We have many years’ worth of experience acting for major clients from the Middle East in their Real Estate transactions, structured using Islamic Finance principles.
More recently we have been working with a number of financial institutions who provide Islamic Finance products to their customers.
Followers of Islam expect their financial arrangements and business dealings to be dealt with in a way which is sympathetic to their beliefs. Over the last decade it has become far easier in the UK to meet these needs as almost every bank has developed facilities which are in full compliance with the principles of Sharia Law.
Our team, together with the Sharia Scholars that we work with, have significant experience in advising investors and lenders in applying the principles of Sharia Law to their transactions. And at the same time providing the commercial, efficient and expedient service that we normally provide on our conventional transactions.
We Advise On
Draft and negotiate a wide range of banking and finance documents including:
- Bridging finance
- Finance to buy businesses / companies
- General banking and corporate lending both secured and unsecured
- Invoice discounting and receivable finance
- Mezzanine finance
- Private equity finance
- Private lending, loan agreements and security advice
- Property finance (short and long term)
- Re-scheduling and re-structuring facilities
- Short term secured lending
- Specialist structured or leveraged finance